The offer to my client before I was hired: $400.00 "For what you've been through," they said.
I was hired, filed suit and just a little over a year later:
The offer from that same insurance company was $40,000.00.
100x is the difference and that multiple is a new record. I have handled lots of cases that resulted in far more than $40,000.00 and many over $400,000, but the multiple difference of the $400 offer becoming $40,000 is amazing.
Remember that when an insurance company claims that their offer is "all you will ever get."